Ratey watches your property value, equity, and the mortgage market 24/7. When there's a better deal or a milestone reached, you're the first to know.
Your mortgage is likely your biggest expense, yet it’s the thing most of us 'set and forget'. Meanwhile, the market moves, your home value shifts, and your bank stays silent about the savings you're missing.
Banks often give new customers better rates while long-term locals get stuck paying more. It's not fair, but it's the reality.
Between school runs and work, who has time to scan 2,500+ products? Ratey works in the background so you can win back your weekend.
Most Aussies check their Super more than their home value. You could be sitting on equity that unlocks better deals.
We've built the tools mortgage brokers use, and put them in your pocket. Simple, helpful insights delivered when they matter.
We scan thousands of loan products daily. If a better deal pops up that fits your profile, you're the first to know.
Real-time updates on what your home is worth based on local suburb trends and recent sales next door.
See exactly how much of your home you own. We'll flag key milestones that unlock lower interest tiers.
Our smart engine filters the noise. No jargon, just results delivered when there's an actual opportunity.
We've stripped away the complexity. No phone calls, no long forms, just clear data.
Just pop in your address and roughly what you owe. No bank logins required for the beta.
Our engine scans for the best rates and monitors local market values in real-time.
We only alert you when there's an actual opportunity to save or a wealth milestone hit.
Even a 0.25% drop in your interest rate can mean thousands back in your pocket every year. Use our tool to see your potential.
That's about $244 extra back in your pocket every single month.
Our only goal is to find you a better deal. If Ratey spots a saving and you decide to act, our mortgage partners pay us a fee. This allows us to keep the tracking, the alerts, and the dashboard 100% free for homeowners.